2020 Partners

Reinsurance Program

Universal Insurance Holdings’ (UVE) subsidiary insurers maintain strong reinsurance protection that includes: Catastrophe excess of loss provided by the Florida Hurricane Catastrophe Fund (mandatory layer) at the 90% level; catastrophe excess of loss; second, third and fourth event catastrophe excess of loss; reinstatement premium protection.

AM Best Rating
S&P Rating
Allianz Global Risk US Insurance Company
A+
A+
American Agricultural Insurance Company
A
NR
American Standard Insurance Company of Wisconsin (American Family)
A
NR
Berkley Insurance Company
A+
A+
Everest Reinsurance Company
A+
A+
Houston Casualty Company – UK Branch
A+
AA-
Liberty Mutual Insurance Company
A
A
Munich Re America Inc.
A+
AA-
The Cincinnati Insurance Company
A+
A+
Transatlantic Reinsurance Company
A+
A+

* Eligible for Reduced Collateral Requirements